Wardi, M., Hasanah, F., Irawati, S., & Hodairiyah, H. (2025). Religious Understanding of Online Loan Consequences and Usury (Riba) in Educational Financing Decisions. An-Nuha : Jurnal Kajian Islam, Pendidikan, Budaya Dan Sosial, 12(2), 563–587. https://doi.org/10.64810/annuha.v12i2.917